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Builders Risk Insurance: Coverage, Costs and Benefits

Builders risk insurance helps protect buildings and construction materials from certain unexpected losses while a construction project is underway. Whether you are building a new home, renovating a...

Home Insurance Deductible: How It Works and What to Choose

A home insurance deductible is one of the most important parts of your homeowners insurance policy. It determines how much of a covered property loss you must pay before your insurance company...

Scheduled Personal Property Coverage: Costs & Benefits

Scheduled personal property coverage helps protect valuable belongings that may not receive enough protection under a standard homeowners insurance policy. Whether you own an engagement ring, an...

Rental Reimbursement Coverage: What It Covers & Costs

Rental reimbursement coverage can help pay for a temporary car after covered damage leaves your own vehicle unavailable. If you depend on your car for work or school pickups, even a few repair days...

Business Interruption Insurance: Coverage, Costs & Claims

Business interruption insurance can help a company keep paying essential bills when a covered event forces operations to stop. A fire that damages a restaurant kitchen, for example, may interrupt...

Commercial Umbrella Insurance: Coverage, Costs & Benefits

Commercial umbrella insurance helps protect a business when a covered liability claim exceeds the limits of its underlying insurance. A serious injury, major vehicle accident, or costly lawsuit can...

Auto Gap Insurance Coverage: Costs, Benefits & Limits

Auto gap insurance coverage can protect you from an unexpected loan balance if your financed or leased vehicle is stolen or declared a total loss. Your regular auto policy generally pays based on the...

Supplemental Health Insurance: Coverage, Benefits & Costs

Supplemental health insurance can help protect your budget when an illness, injury, or hospital stay creates unexpected expenses. Although a primary health plan pays for many covered services...

Renters Insurance Coverage: What’s Covered & Excluded

Renters insurance coverage helps protect your personal belongings, finances, and everyday life when unexpected events happen in a rented apartment, house, or condominium. Whether you are renting your...